yuCash is the revolutionary mobile money service from yuMobile. You can access yuCash from your phone or from a WAP portal, giving you wider flexibility.


  1. Visit a yuMobile Agent.
  2. Fill in and sign a Customer Registration Form.
  3. Hand in the form to the agent and get registered in the yuCash system instantly.
  4. Receive a confirmation SMS immediately upon being registered
Activating the yuCash Account
  1. Dial *626# to confirm the details registered
  2. If the details are okay you will be prompted to enter your yuCash pin
  3. Enter a secret date of birth in the format DDMMYYYY e.g 25122013
  4. After a few minutes you will receive an SMS confirming the activation
Updating the customer yuCash Menu
  1. Send an Sms with the word YUCASH UP to the number 777
  2. Wait 2 minutes for the menu to be updated

For non yuMobile subscribers

  1. Call 0750 000 626 and follow the voice prompt.
  2. Or Send an SMS with the word "ACTIVATE" to 0750 000 626
  3. You wil receive a call
  4. Follow the voice prompt

Some of the services that yuCash by Obopay registered users enjoy include:

Depositing Money

The registered user is able to visit a yuCash by Obopay appointed agent and deposit cash into their stored value accounts.

Sending Money

The registered user is able to send the funds held in their stored value accounts to other users instantly.

Withdrawing Cash

yuCash by Obopay users with funds in their electronic accounts are able to visit the registered agents and withdraw cash from their accounts with ease and convenience.

Prepaid Top-Up

Registered users are able to buy yu airtime and top up their own or any other prepaid yu line at any time from wherever they are from funds in their yuCash by Obopay accounts.

Balance Inquiry

Users are able to check the balance in their accounts at any time wherever they are.

Please click here to download yuCash tariffs.

The next generation of mobile money transfer is here!

  1. Dial *626# from your yu Line
  2. Reply with the option for Pay Bill
  3. If the pay bill partner is listed e.g DSTV, select the option or else select Other bills
  4. For the Option of Other Bills you will be requested to enter the Business number
  5. Enter the 'Account Number' of the bill you wish to pay*
  6. Enter the amount you wish to pay (between Ksh10 – Ksh70,000)
  7. Enter your yuCash PIN
  8. Confirm details are correct and press OK


Requirements for becoming a pay bill partner

  1. Original and Copy of Certificate of Incorporation / Registration
  2. Original and Copy of Identification documents of director(s) / proprietor
  3. Proof of physical address of the business (Utility Bill, Lease agreement or Single Business Permit)
  4. Original & Copy of PIN & VAT Certificates
  5. Bank Account Details
  6. Directors’ resolution to open a yuCash Bill Payment Account ( a letter)

In addition to services highlighted above, yuCash by Obopay brings to the Kenyan consumer a unique and innovative range of services that have never been experienced in the local market. These include:

Requesting money

This unique feature enables the recipient of the money to initiate the transaction and request the sender to send a certain amount of money. The sender only has to confirm and have sufficient funds to send and the transaction gets concluded.

Transaction History

Each registered user is able to get a complete record of their recent transactions for the last 30 days after transaction. This enables users to keep a clear track of transactions on their account and eliminate the need to keep a manual record of yuCash by Obopay transactions.

Short Message with Transactions

A registered yuCash by Obopay user gets an opportunity to add a short message with transactions. This unique feature for example enables a sender to include instructions such as '5000 for fees, 1000 pocket money' with a send money instruction for Kes 6000, at no added cost.


yuCash by Obopay users are able to get help directly out of their mobile phone menu and receive answers to queries about the service without having to call the customer help line.


The yuCash by Obopay platform provides users with the ability build their own networks of regular users by sending invitations to their friends and other contacts into the service directly from the menu.

Use the yuCash agent locator to find an agent near you. Please click here .

Agent wishing to provide mobile payment services has to register with ETKL by filling in an Agent Registration Form and enter into a legal contract once the approval is made. Other requirements include:

A Sole Proprietorship

  1. Business Registration certificate
  2. PIN
  3. Business permit/ utility bill
  4. ID copy of Primary Assistant.
  5. ID copy of Assistants
  6. Completed agent application form dully signed.

A Partnership

  1. Business Registration certificate
  2. PIN
  3. Partnership deed.
  4. Business permit/ utility bill
  5. ID copy of Primary Assistant
  6. ID copy of Assistants.
  7. Completed agent application form dully signed.

A Limited Company

  1. PIN
  2. VAT
  3. Memorandum and articles of association
  4. Certificate of Registration
  5. Certificate of Incorporation.
  6. Business permit/ utility bill
  7. ID copy of director.
  8. ID copy of Assistant.
  9. Completed agent application form dully signed.
PesaPal is a payment service that enables you to buy and sell on the Internet using mobile money facilities like yuCash and Credit Cards like VISA or Mastercard (can we put examples e.g. VISA). PesaPal keeps your financial records and contact information securely and offers you a risk free payment option.


JamboPay is an online payment gateway that allows users to securely make and receive payments through their mobile phone over the internet.
yuCash subscribers can pay for goods and services online, while those who are sellers can receive payments for purchases made online.


iPay is an easy-to-use payments processing tool that incorporates yuCash, M-PESA, Airtel Money, Orange Money, Eazzy 24/7, VISA, Master Card and Kenswitch. It offers these payment options into a one-stop payments processing system that will allow you to easily receive/make payments and thus further extend the reach of your brand's products and services within the East African region and beyond.
Click here for a full list of ipay merchants and the payment process

Equity Bank

You can be able to access yuCash in any Equity Branch Country wide, In addition you can also be able to withdraw money from the over 100 Equity ATM's Country wide


Postbank has opened up its 100 Branches to facilitate yuCash services.

K rep

With its steady growth in the Market, Krep now has over 30 branches from where you can access yuCash.
  Product Feature yuCash Competitor 1 Competitor 2 Competitor 3
1 REGISTRATION: Open to all Mobile Networks Yes No No No
2 Send Money (with a Text Message) Yes No No No
3 Request Money Yes No No No
4 Help Yes No No No
5 SMS & IVR Yes No No No

Please click here to download the terms and conditions for yuCash.